MassHousing Mortgage

MassHousing Mortgage

Available with MI Plus Mortgage Payment Protection!

All MassHousing Mortgages feature:

  • Affordable interest rates, fixed for the life of the loan
  • Flexible underwriting and income limits
  • Loan servicing by MassHousing. If you have a question, you’ll know who to call!

Down Payments

Having trouble with the initial costs of buying a home? We’ve got you covered!

  • Down payment assistance available to qualifying borrowers, for up to 3% of the purchase price or $12,000, whichever is less
  • MassHousing also offers a number of low down payment options

Mortgage Insurance (MI) Options

Not all MassHousing Mortgages require MI. Loans insured by MassHousing feature:

  • Mortgage Payment Protection with MI Plus: unique coverage that helps pay your mortgage if you lose your job!
  • Discounted MI premiums for eligible borrowers
  • Monthly and single MI premiums available

Buying a Home in Need of Repair?

A MassHousing Mortgage may be used to finance the purchase and rehabilitation/repair of a home!

First Time Home Buyer Program

Inquire About Buying a Home With MassHousing

Down Payment Assistance

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