Application

Your application has been sent. Please review and sign promptly.

Processing

We are preparing your application for an Underwriter. It’s important that we have all the requested documents at this time. Earlier is better. Always.

Underwriting

Certified and federally authorized mortgage underwriters review your application for qualification. Expect additional questions or requests in this step. It’s normal.

Approved

You have been qualified and approved! There may be a few additional documents required before we go to the next step…

Commitment Issued

Mortgage Commitment issued – This is a big step. Congratulations!

Closing Disclosures Sent

The initial Closing Disclosures are sent to you. Be sure to sign it right away. Timing is important.

Clear to Close

A Clear to Close has been issued. The traffic light has turned (appropriately) GREEN.

Closing Day

Closing Day is when all parties meet to sign the documents, record them. And hand you the KEYS!