Your application has been sent. Please review and sign promptly.
We are preparing your application for an Underwriter. It’s important that we have all the requested documents at this time. Earlier is better. Always.
Certified and federally authorized mortgage underwriters review your application for qualification. Expect additional questions or requests in this step. It’s normal.
You have been qualified and approved! There may be a few additional documents required before we go to the next step…
Mortgage Commitment issued – This is a big step. Congratulations!
Closing Disclosures Sent
The initial Closing Disclosures are sent to you. Be sure to sign it right away. Timing is important.
Clear to Close
A Clear to Close has been issued. The traffic light has turned (appropriately) GREEN.
Closing Day is when all parties meet to sign the documents, record them. And hand you the KEYS!